Insurance Advisor Sissy Leclair Shares Insights As Commercial Auto Insurance Advisor In Hellonation
One critical issue highlighted in the article is the misuse of personal auto policies for vehicles used in business operations. Such misclassifications often go unnoticed until a claim is filed and subsequently denied. LeClair also warns against relying on state minimum liability limits, noting that even a single serious accident can result in damages that exceed basic coverage, leaving businesses financially exposed. She emphasizes that higher liability thresholds or umbrella policies are not optional add-ons, but vital components of sound risk management.
Failure to promptly update policies when fleets grow or routes expand, overlooking driver histories, and ignoring the need for specific endorsements based on industry operations are all highlighted as avoidable but widespread issues. The article, Common Mistakes to Avoid in Commercial Auto Insurance serves as a guide for business owners who want to ensure their commercial vehicle coverage fully aligns with their operational realities and evolving risk exposure.
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Patrick McCabe
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