
Tajikistan Sees Rise In Cashless Payments In 1H2025
This marks a significant increase compared to the same period last year, with the number of transactions up by 34.9 percent and the total transaction value rising by 51 percent. Cashless payments now account for 28.2 percent of all payments, up 3.2 percentage points from before, while cash payments make up 71.8 percent.
By June 30, 2025, the aggregate volume of banking cards in
circulation had ascended to 9.1 million, reflecting a
year-over-year growth trajectory of 20.5 percent, equating to an
increment of 1.6 million cards relative to the preceding fiscal
period. Concurrently, the proliferation of electronic wallets
escalated to 15.7 million, reflecting a substantial year-on-year
growth of 50.8 percent (5.3 million).
In order to facilitate the proliferation of cashless transactions,
a total of 12,369 point-of-sale (POS) terminals have been deployed
across various retail and service touchpoints, reflecting a robust
7.2 percent uptick. Notably, 5,659 of these terminals are earmarked
for governmental service applications, exhibiting a commendable
growth rate of 6.9 percent. Furthermore, a total of 25,388 QR codes
have been deployed, reflecting a substantial 54.1 percent increase,
with 3,922 designated exclusively for monetized governmental
services, marking a notable rise of 44.4 percent. The nation
further augmented its infrastructure by integrating an additional
7,600 automated teller machines and self-service kiosks into its
operational framework.

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