
Progressive Reports September 2025 Results
September | Quarter | ||||||||||||||||
(millions, except per share amounts and ratios; unaudited) | 2025 | 2024 | Change | 2025 | 2024 | Change | |||||||||||
Net premiums written | $ | 7,128 | $ | 6,570 | 8 | % | $ | 21,384 | $ | 19,455 | 10 | % | |||||
Net premiums earned | $ | 6,827 | $ | 6,263 | 9 | % | $ | 20,849 | $ | 18,297 | 14 | % | |||||
Net income | $ | 305 | $ | 585 | (48 | ) | % | $ | 2,615 | $ | 2,334 | 12 | % | ||||
Per share available to common shareholders | $ | 0.52 | $ | 0.99 | (48 | ) | % | $ | 4.45 | $ | 3.97 | 12 | % | ||||
Total pretax net realized gains (losses) on securities | $ | 138 | $ | 121 | 14 | % | $ | 295 | $ | 288 | 2 | % | |||||
Combined ratio | 100.4 | 93.4 | 7.0 | pts. | 89.5 | 89.0 | 0.5 | pts. | |||||||||
Average diluted equivalent common shares | 588.2 | 587.7 | 0 | % | 588.2 | 587.6 | 0 | % |
September 30, | |||||
(thousands; unaudited) | 2025 | 2024 | % Change | ||
Policies in Force | |||||
Personal Lines | |||||
Agency – auto | 10,630 | 9,415 | 13 | ||
Direct – auto | 15,619 | 13,388 | 17 | ||
Special lines | 6,980 | 6,475 | 8 | ||
Property | 3,651 | 3,460 | 6 | ||
Total Personal Lines | 36,880 | 32,738 | 13 | ||
Commercial Lines | 1,198 | 1,131 | 6 | ||
Companywide | 38,078 | 33,869 | 12 | ||
See Progressive's complete monthly earnings release, including the“Monthly Commentary,” for additional information.
About Progressive
Progressive Insurance® makes it easy to understand, buy and use car insurance , home insurance , and other protection needs. Progressive offers choices so consumers can reach us however it's most convenient for them - online at progressive , by phone at 1-800-PROGRESSIVE, via the Progressive mobile app, or in-person with a local agent.
Progressive provides insurance for personal and commercial autos and trucks, motorcycles, boats, recreational vehicles, and homes; it is the second largest personal auto insurer in the country, a leading seller of commercial auto, motorcycle , and boat insurance, and one of the top 15 homeowners insurance carriers.
Founded in 1937, Progressive continues its long history of offering shopping tools and services that save customers time and money, like Name Your Price®, Snapshot®, and HomeQuote Explorer®.
The Common Shares of The Progressive Corporation, the Mayfield Village, Ohio-based holding company, trade publicly at NYSE: PGR.
Company Contact:
Douglas S. Constantine
(440) 395-3707
...
The Progressive Corporation
300 North Commons Blvd.
Mayfield Village, Ohio 44143
Download PDF: Progressive September 2025 Complete Earnings Release

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