(MENAFN- GlobeNewsWire - Nasdaq) KBC has been informed by the European Central Bank (ECB) of its new minimum capital requirements. Following the Supervisory Review and Evaluation Process (SREP) performed for 202 5 , the fully loaded overall CET1 requirement for KBC Group (under the Danish Compromise) has been lowered from 10.88% as of 4Q24 (SREP 2024) to 10.8 5 % as of 3Q25 (SREP 2025). The new requirement consists of a Pillar 1 Requirement of 4.50%, a Pillar 2 Requirement (P2R) of 1.10%¹, a capital conservation buffer of 2.50%, the O-SII (other systemically important institutions) capital buffer of 1.50% and includes all announced decisions by local competent authorities on future changes of countercyclical capital buffers (1.15%) and the sectorial systemic risk buffer (0.10%).

Furthermore, the Pillar 2 Guidance (P2G) was lowered to 1.00% (from 1.25%) as a % of RWA .

At the end of the second quarter of 202 5 , KBC Group's unfloored fully loaded Basel 4 CET1 ratio amounted to 1 4.6 %, well above the new CET1 requirement.

For more information, please contact:

Kurt De Baenst, General Manager, Investor Relations, KBC Group

Tel. + 32 2 429 35 73 - ...

Katleen Dewaele, General Manager, Corporate Communications, KBC Group

Tel. +32 475 78 08 66 – ...

¹ The P2R for CET1 (incl. split according to Article 104a of CRDV) is impacted by the decision of the ECB to increase the P2R to 1.95% (from 1.75%) and the removal of the P2R add-on related to old NPL (exposures defaulted before 01-04-2018) as KBC deducted the remaining shortfall from CET1 as of 2Q25.

Attachment

• 20251030-pb-ecb-srep-en

MENAFN30102025004107003653ID1110272075