(MENAFN- GlobeNewsWire - Nasdaq) The credit score tracking service market is poised for rapid growth, driven by increased demand for personalized credit monitoring, real-time financial data access, and digital banking adoption. Key trends include AI-driven tools, mobile banking integration, and biometric security. Asia-Pacific is expected to be the fastest-growing region.

Dublin, Oct. 27, 2025 (GLOBE NEWSWIRE) -- The "Credit Score Tracking Service Market Report 2025" has been added to ResearchAndMarkets's offering.
The credit score tracking service market size has grown rapidly in recent years. It will grow from $2.75 billion in 2024 to $3.09 billion in 2025 at a compound annual growth rate (CAGR) of 12.6%. Growth during the historic period was driven by increasing concerns over financial health management, greater awareness of creditworthiness, higher reliance on online financial tools, rising demand for personal credit insights, and the growing need for financial transparency.
The credit score tracking service market size is expected to see rapid growth in the next few years. It will grow to $4.9 billion in 2029 at a compound annual growth rate (CAGR) of 12.2%. Growth in the forecast period is expected to be driven by the rising demand for personalized credit monitoring, increased need for real-time access to financial data, growing focus on credit risk mitigation, expansion in the number of fintech users, and improving digital financial literacy among consumers.

Key trends projected during this period include the adoption of AI-driven credit advisory platforms, integration of credit tools into mobile banking applications, advancements in predictive analytics for financial services, implementation of open banking frameworks, and the use of biometric security in credit platforms.

The rising adoption of digital banking solutions is expected to drive the growth of the credit score tracking services market in the coming years. Digital banking solutions are technology-driven platforms that allow individuals and businesses to access and manage financial services online or via mobile devices without visiting physical branches. Their adoption is increasing due to growing consumer demand for convenient, 24/7 access to financial services, which enhances user experience and saves time. Credit score tracking services complement digital banking by providing real-time credit insights, improving financial transparency, and enabling users to make informed credit decisions. For example, in April 2024, UK Finance reported that digital-only bank accounts rose to 36% in 2024, up from 24% in 2023, highlighting the growing reliance on digital financial solutions.
Companies in the credit score tracking services market are increasingly developing AI-powered tools to enhance user experience and support financial wellness. AI-powered credit advisory tools analyze individual credit data and offer personalized recommendations to improve financial health. For instance, in October 2024, Paisabazaar Marketing and Consulting Private Limited, an India-based fintech firm, launched PB Assist, an AI-driven credit advisor. The platform provides real-time credit score tracking, tailored loan and credit card suggestions, and actionable insights to help users improve credit health. Advanced machine learning algorithms assess financial behavior and offer customized strategies, reducing dependence on manual advisory services.
In April 2025, Gen Digital Inc., a US-based digital security and financial wellness company, acquired MoneyLion Inc. for approximately $1 billion. This acquisition allows Gen Digital to enhance its Consumer Cyber Safety Platform by integrating MoneyLion's credit tracking, financial advice, and budgeting tools. The move strengthens Gen Digital's position in the financial wellness market. MoneyLion Inc., based in the United States, specializes in credit score tracking services.
Major players in the credit score tracking service market are Experian plc, Equifax Inc., TransUnion LLC, NortonLifeLock Inc., Credit Karma LLC, CRIF S.p.A., NerdWallet Inc., ClearScore Technology Limited, SCHUFA Holding AG, Aura Inc., Credit Sesame Inc., SavvyMoney Inc., Sontiq Inc., Borrowell Inc., ConsumerDirect Inc., The Credit Pros International LLC, Nav Technologies Inc., CreditMantri Finserve Private Limited, One Technologies LLC, Credit Suite Inc., Evolution Finance Inc.
The report covers market characteristics, size and growth, segmentation, regional and country breakdowns, competitive landscape, market shares, trends and strategies for this market. It traces the market's historic and forecast market growth by geography.

Report Scope

Markets Covered:

• By Type: Periodic Tracking Service; Irregular Tracking Service
• By Technology: Device Usage; Internet Connectivity; Software Preferences
• By Application: Personal; Family
• By End-User: Individuals; Financial Institutions; Credit Bureaus; Other End Users

Subsegments:

• By Periodic Tracking Service: Monthly Credit Score Updates; Quarterly Credit Score Reports; Annual Credit Score Summaries
• By Irregular Tracking Service: on-Demand Credit Score Checks; Event-Based Credit Monitoring; User-Initiated Score Reports

Key Attributes:

Report Attribute	Details
No. of Pages	250
Forecast Period	2025 - 2029
Estimated Market Value (USD) in 2025	$3.09 Billion
Forecasted Market Value (USD) by 2029	$4.9 Billion
Compound Annual Growth Rate	12.2%
Regions Covered	Global

Key Topics Covered:
1. Executive Summary
2. Credit Score Tracking Service Market Characteristics
3. Credit Score Tracking Service Market Trends and Strategies
4. Credit Score Tracking Service Market - Macro Economic Scenario Including the Impact of Interest Rates, Inflation, Geopolitics, Trade Wars and Tariffs, and Covid and Recovery on the Market
4.1. Supply Chain Impact from Tariff War & Trade Protectionism
5. Global Credit Score Tracking Service Growth Analysis and Strategic Analysis Framework
5.1. Global Credit Score Tracking Service PESTEL Analysis (Political, Social, Technological, Environmental and Legal Factors, Drivers and Restraints)
5.2. Analysis of End Use Industries
5.3. Global Credit Score Tracking Service Market Growth Rate Analysis
5.4. Global Credit Score Tracking Service Historic Market Size and Growth, 2019 - 2024, Value ($ Billion)
5.5. Global Credit Score Tracking Service Forecast Market Size and Growth, 2024 - 2029, 2034F, Value ($ Billion)
5.6. Global Credit Score Tracking Service Total Addressable Market (TAM)
6. Credit Score Tracking Service Market Segmentation
6.1. Global Credit Score Tracking Service Market, Segmentation by Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion

• Periodic Tracking Service
• Irregular Tracking Service

6.2. Global Credit Score Tracking Service Market, Segmentation by Technology, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion

• Device Usage
• Internet Connectivity
• Software Preferences

6.3. Global Credit Score Tracking Service Market, Segmentation by Application, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion

• Personal
• Family

6.4. Global Credit Score Tracking Service Market, Segmentation by End-User, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion

• Individuals
• Financial Institutions
• Credit Bureaus
• Other End Users

6.5. Global Credit Score Tracking Service Market, Sub-Segmentation of Periodic Tracking Service, by Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion

• Monthly Credit Score Updates
• Quarterly Credit Score Reports
• Annual Credit Score Summaries

6.6. Global Credit Score Tracking Service Market, Sub-Segmentation of Irregular Tracking Service, by Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion

• On-Demand Credit Score Checks
• Event-Based Credit Monitoring
• User-Initiated Score Reports

7-29. Credit Score Tracking Service Market Regional and Country Analysis
30. Credit Score Tracking Service Market Competitive Landscape and Company Profiles
30.1. Credit Score Tracking Service Market Competitive Landscape
30.2. Credit Score Tracking Service Market Company Profiles
30.2.1. Experian plc Overview, Products and Services, Strategy and Financial Analysis
30.2.2. Equifax Inc. Overview, Products and Services, Strategy and Financial Analysis
30.2.3. TransUnion LLC Overview, Products and Services, Strategy and Financial Analysis
30.2.4. NortonLifeLock Inc. Overview, Products and Services, Strategy and Financial Analysis
30.2.5. Credit Karma LLC Overview, Products and Services, Strategy and Financial Analysis
31. Credit Score Tracking Service Market Other Major and Innovative Companies
31.1. CRIF S.p.A.
31.2. NerdWallet Inc.
31.3. ClearScore Technology Limited
31.4. SCHUFA Holding AG
31.5. Aura Inc.
31.6. Credit Sesame Inc.
31.7. SavvyMoney Inc.
31.8. Sontiq Inc.
31.9. Borrowell Inc.
31.10. ConsumerDirect Inc.
31.11. The Credit Pros International LLC
31.12. Nav Technologies Inc.
31.13. CreditMantri Finserve Private Limited
31.14. One Technologies LLC
31.15. Credit Suite Inc.
32. Global Credit Score Tracking Service Market Competitive Benchmarking and Dashboard
33. Key Mergers and Acquisitions in the Credit Score Tracking Service Market
34. Recent Developments in the Credit Score Tracking Service Market
35. Credit Score Tracking Service Market High Potential Countries, Segments and Strategies
35.1 Credit Score Tracking Service Market in 2029 - Countries Offering Most New Opportunities
35.2 Credit Score Tracking Service Market in 2029 - Segments Offering Most New Opportunities
35.3 Credit Score Tracking Service Market in 2029 - Growth Strategies
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• Credit Score Tracking Service Market

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