Defi Crypto Mutuum Finance (MUTM) Nears Next Roadmap Milestone As Funding Pushes Toward $20M

(MENAFN- GlobeNewsWire - Nasdaq) DUBAI, United Arab Emirates, Jan. 05, 2026 (GLOBE NEWSWIRE) -- Mutuum Finance (MUTM) is approaching another project milestone at a time when interest in early-stage DeFi tokens has been picking up again. In periods like this, market attention often shifts from short-lived trends to protocols that are still being built, but already show steady participation. Mutuum Finance is positioning itself in that category, with updates that point to continued progress on its roadmap and ongoing work toward a V1 release.

While the project is still in its build phase, it has been sharing measurable signals around growth and engagement. Those signals are now being watched more closely as Mutuum Finance moves toward its next roadmap checkpoint and as funding inches closer to a headline level.

What Mutuum Finance (MUTM) Has Developed

Mutuum Finance describes itself as a new DeFi crypto project focused on a non custodial lending and borrowing protocol. The goal is to let users supply assets, earn yield, and allow borrowers to take overcollateralized loans under defined rules. The protocol is designed to manage interest rates and risk controls so liquidity can adjust as borrowing demand changes.

Mutuum Finance has also highlighted a dual-market model. One side uses pool-based lending, where users deposit into shared pools and borrowers take liquidity from those pools. The other side supports peer-to-peer matching, which can allow lenders and borrowers to agree on terms directly. The team presents this dual structure as a way to support different user needs as the protocol grows.

Alongside development updates, Mutuum Finance has reported that its funding has reached $19.6M with around 18,700 holders. The combination of raised capital and a growing holder base is often treated as a basic indicator of whether a new crypto has built a real early community. For Mutuum Finance, these figures are now close to a round-number threshold that tends to draw more attention.

Where Phase 7 Fits

Mutuum Finance states that MUTM is priced at $0.04 in Phase 7 of its token sale. The presale started in early 2025 and has moved through fixed stages, with the token price stepping up each time a stage advances. Mutuum Finance says MUTM began at $0.01 in Phase 1 and is now $0.04 in Phase 7. That is a 300% climb from the starting level.

MENAFN05012026004107003653ID1110555701