Stablecoins Enter Their Third Phase

Stablecoins have evolved through distinct stages.

• The first generation introduced price stability through fiat-pegging.
• The second generation expanded utility into payments, trading, and liquidity.
• The third phase, now emerging, focuses on delivering consistent, verifiable yield without compromising liquidity or risk transparency.

BMRUSD is built for this next stage.

It maintains a 1:1 peg with USDT while automatically accruing daily yield sourced from tokenized U.S. Treasuries and regulated money market funds. BitMart additionally provides a supplemental yield incentive, resulting in estimated indicative annualized returns of 6 to 8 percent, depending on market dynamics and BitMart's promotional yield support. Be advised that yield distribution is managed by BitMart in accordance with internal promotional policies.

What Sets BMRUSD Apart

Unlike other yield-bearing stablecoins such as USDY, USDM, or STBT, BMRUSD integrates directly with BitMart's exchange ecosystem, enabling instant subscription and redemption, zero lock-up, and seamless use across trading, collateral, and yield strategies. Supported by DigiFT, an MAS-licensed RWA tokenization partner, BMRUSD combines regulated real-world asset backing with exchange-level liquidity and on-chain transparency - offering users a compliant and composable yield solution that fits naturally into everyday trading and portfolio management.

A Stablecoin That Functions as an Active Asset

Users can subscribe to and redeem BMRUSD on BitMart at any time with instant settlement and no lock-up period.
Beyond holding, BMRUSD can be used for:

This makes BMRUSD suitable not only as a store of value, but also as a yield-bearing collateral asset for both stable positioning and active allocation.

Backed by Regulated, On-Chain Real-World Assets

The underlying basket is a diversified set of RWAs sourced through DigiFT and brought on-chain in collaboration with global financial institutions, including:

• UBS (uMINT)
• CMBMINT (asset-backed by China Merchants Bank International)
• Fundbridge (ULTRA), sub-managed by Wellington Management

All underlying RWA tokens are issued on public blockchains including Ethereum, Solana, BNB Chain, and Plume, with fully auditable yield accruals and redemption flows. DigiFT operates under licensing from the Monetary Authority of Singapore (MAS), ensuring regulatory integrity and transparency across all tokenized assets and fund structures on the platform. BMRUSD holders do not directly hold interests in the underlying RWAs.

"Stablecoins are transitioning from being passive capital containers to becoming productive assets," said the Head of Financial Business of BitMart. "BMRUSD is built for a market that values transparency, sustainability, and composable utility. Our collaboration with DigiFT ensures both regulatory integrity and open verification on public blockchain infrastructure."

Why BMRUSD Matters Now

In periods of elevated market uncertainty, users often rotate into stablecoins to wait out volatility. However, conventional stablecoins remain idle, generating no return.
Offered by BitMart, BMRUSD addresses that gap by allowing users to stay stable and continue compounding.

This enables:

• More efficient treasury management
• Stable liquidity provisioning
• Long-term portfolio structuring with a reliable base layer asset

How to Get Started