(MENAFN- Market Press Release) October 17, 2025 4:18 am - Many small business owners have a problem with business insurance. It is an expensive affair, often confusing and takes too much time for the common person to understand...

Many small business owners have a problem with business insurance. It is an expensive affair, often confusing and takes too much time for the common person to understand. As a result, some small business owners pay too much while others buy less protection than what they need. This makes running a small business very hard. BHS Insurance is helping solve this problem. The company helps business owners understand small business insurance costs and show how to buy the right coverage without over-spending.

Introducing BHS Insurance
BHS Insurance is a Midwest-based agency that delivers clear coverage and straightforward service. BHS designs plans for business owners, families and employees who want protection without the turnaround. The agency combines commercial insurance, personal lines, employee benefits, and financial services so clients work with fewer vendors and get consistent advice.

The team focuses on honest advice and doesn't push any extra policy. They help clients know what they really need for their business and what they can skip, thereby saving money and reducing stress. They serve Grand Rapids, Grandville, Holland, Ravenna and nearby areas

Services Offered by BHS Insurance
BHS Insurance offers several types of insurance for its varied clientele.
-Business/Commercial Insurance: This includes property, general liability, commercial auto, builders risk and workers' compensation for firms of all sizes. BHS helps match coverage to a particular industry so one doesn't get surprised after a loss.
-Employee Benefits: This includes group health plans, benefit enrollment support, telemedicine, advocacy, bill review and HR compliance help. They support employers with day-to-day benefits administration and employee-facing assistance.
-Personal Insurance: BHS provides home, auto, renters, umbrella, life, denial and short-orlong-term health plans for individuals and families. The focus is on straightforward policies that protect personal assets without mystery.
-Medicare and Individual Health Plans: Guidance through Medicare options, individual health plans, and enrollment periods so you can pick coverage that fits your needs and budget.
-Financial and Retirement Services: This includes 401 (k) consulting, investment analysis, fiduciary support, and retirement-plan services for employers and plan sponsors. They help employers set up and maintain retirement offerings.
-Claims Support and Client Tools: Online claim filing, downloadable forms, quick-reporting options and hands-on claim follow-up so issues move forward fast. These tools cut paperwork and speed response times when you need them.
-Risk Management and Loss Control: This includes onsite assessments, safety guidance, and strategies aimed at lowering accident rates and controlling insurance costs. This service helps reduce downtime and keep premiums more predictable.
-HR Support and Payroll Assistance: BHS provides integrated HR tools, payroll help, and compliance support to reduce administrative load for employers. BHS offers resources to help HR teams stay current with rules and filings.
-Local Service and Offices: Multiple West Michigan locations with phone support are available, so one can reach a real person quickly for questions, appointments or claims.

To know more about their services, visit

About BHS Insurance
BHS Insurance is an independent Midwest agency offering commercial and personal coverage, employee benefits and Medicare guidance, claims support, financial and retirement services and local offices.

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