(MENAFN- ForPressRelease) New Delhi, November 18th, 2025: Usha Financial Services Limited (UFSL), an RBI-registered and listed NBFC, has announced its Limited Reviewed Financial Results for the quarter and half year ended September 30, 2025. The Company delivered a solid performance across profitability, income, disbursements, and asset quality, underscoring its strong business fundamentals and sustained growth momentum.

KEY BUSINESS HIGHLIGHTS

* Revenue Growth
Total revenue for H1 FY26 rose to INR 3,439 Lakhs, registering a 25.26% YoY increase.
* Strong Profitability
PAT grew by 19.27% YoY to INR 932.07 Lakhs, driven by improved margins, efficient cost controls, and productivity enhancements.
* Loan Disbursement Surge
UFSL disbursed loans exceeding INR 230 Crores, witnessing 24% growth in value and an exceptional 325% YoY increase in the number of loans disbursed - reflecting stronger market penetration and product adoption.
* AUM Expansion
Assets Under Management (Gross) increased by 24% to approximately INR 395 Crores.
* Solid Capital Position
Net Worth nearly doubled to INR 217 Crores, reinforcing UFSLâ€TMs financial strength and supporting a healthy Capital Adequacy Ratio.

OTHER OPERATIONAL HIGHLIGHTS

* Expansion into Small-Ticket MSME Lending
UFSL successfully expanded into the small-ticket MSME loan segment through its branch-led model, with a strong focus on empowering women entrepreneurs. This initiative is driving deeper financial inclusion and generating employment in rural and semi-urban markets.
* Strategic Co-Lending Partnerships & New Products
The Company is actively building collaborations for co-lending and other strategic business models. These partnerships are set to enhance UFSL's presence in green financing and personal unsecured lending, strengthening its diversified product suite and long-term growth trajectory.

Commenting on the results, Mrs Geeta Goswami, CEO & Director, Usha Financial Services Limited, said: "We are delighted to announce a robust performance in the first half of FY 2025-26. Both revenue and profit after tax have recorded strong growth, supported by a significant increase in loan disbursements."

"Importantly, we continue to witness steady margin expansion even on a higher base. Our strategic focus on profitability, improved capacity utilisation, and continuous operational efficiency enhancements is translating into consistent and strengthened financial outcomes for the Company."


ABOUT USHA FINANCIAL SERVICES LIMITED

Usha Financial Services Limited (UFSL) is a Delhi-based, RBI-licensed and NSE-listed Non-Banking Financial Company (NBFC) offering a wide portfolio of financial products and services to individuals and businesses. With a focus on innovation, sustainability, and financial inclusion, UFSL is committed to driving economic empowerment, supporting entrepreneurs, and fostering growth across India.

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User:- Rachit Sakhuja

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