Bank Holiday Today: Are Banks Open Or Closed On Thursday, August 28 For Ganesh Chaturthi Second Day?

(MENAFN- Live Mint) Bank holiday today: Banks will be closed in some cities of India on Thursday, August 28, in observance of Nuakhai and the second day of Ganesh Chaturthi, according to the region-wise holiday calendar of the Reserve Bank of India (RBI).

Banks are typically closed across various regions to observe national, religious, and regional holidays. Additionally, they are closed on weekends, except on the first, third, and fifth Saturdays of each month.

Bank holidays are mentioned in the annual holiday calendar published by the Reserve Bank of India (RBI), in accordance with the Negotiable Instruments Act, which regulates the issuance of cheques and promissory notes. Hence, transactions involving these instruments are not allowed on these days.

Ganesh Chaturthi/Nuakhai bank holiday - Region-wise list

On August 28, 2025 banks will only be closed in Goa and Odisha on the occasion of Nuakhai, a 10-day Hindu festival celebrating the birth of Lord Ganesha. The banks in the rest of the country will remain open on Thursday, August 28, 2025.

On the second day of Ganesh Chaturthi/Nukhai, Goa and Odisha observes an agricultural festival which is celebrated predominantly by people of Western Odisha in India, welcoming the new rice of the season.

In Goa, the second day of Ganesh Chaturthi is marked as Navyachi Pancham, when fresh paddy is brought home, offered in puja, and worshipped to seek blessings for a good harvest.

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In Odisha, the day is celebrated as Nuakhai, where the first grains of rice are offered to deities and then shared as prasad, followed by music, dance, and family gatherings to strengthen social bonds.

What transactions can you do when banks are closed?

A person can continue to use online or mobile banking services even during national holidays - unless notified to users for technical or other reasons. For cash emergencies, ATMs are open for withdrawals as usual. People can also use their respective bank's app and UPI to facilitate payments.

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All of the bank's annual holiday calendar is declared by the RBI under provisions of the Negotiable Instruments Act, which deals with the issuance of cheques and promissory notes. Transactions involving these instruments are thus not available during these listed holidays.

While bank holidays can temporarily affect operations of bank branches, digital banking ensures your transactions remain smooth.

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