When I first met Imran in Srinagar, he was in his mid-twenties, working at a small IT firm. He had neither inheritance nor a safety net. He was just banking on his steady salary and a dream.

Each month, he set aside ₹5,000, a small amount. His friends laughed, saying it wouldn't make a difference. Imran kept saving, steadily and silently.

Two decades later, those modest savings had grown into more than ₹1 crore.

Imran didn't find a miracle scheme or hit gold in a startup. He relied on patience and the power of compounding, investing in quality mutual funds and a mix of assets that balanced growth with security.

Every rupee he saved had a purpose, and every decision reflected careful discipline.

Kashmir offers opportunities for those willing to think beyond the immediate. Saving ₹5,000 a month may seem small, but when invested wisely, it builds a strong foundation.

Over twenty years, disciplined savings can grow to ₹12 lakh. Compounding then takes over, steadily turning this amount into a significant sum, even as markets fluctuate.

The approach is simple: time, consistency, and careful choice of assets.

Diversification became key as his wealth grew. Imran spread his investments across gold, silver, equities, and mutual funds. By not relying on a single market, he protected his savings from shocks and built a steady stream of passive income.

MENAFN20112025000215011059ID1110370993