Westside Insurance Specialists Outlines Essential Cover For Australian Businesses

(MENAFN- GetNews)


"A professional insurance adviser guides Australian businesses through essential insurance choices."Westside Insurance Specialists has released a guide outlining essential business insurances in Australia, helping owners understand mandatory policies and tailored cover options.

KWINANA, WA - 3 SEPTEMBER, 2025 - Westside Insurance Specialists has published a practical guide explaining what insurance businesses need, giving company owners clear direction on mandatory policies and additional cover worth considering. The article draws on Westside's experience across multiple industries and highlights how the right protection safeguards cash flow, assets, and professional reputation.

Australian laws require certain insurances, while others are strongly recommended based on risk profile and contractual obligations. Westside's guide breaks down each category, outlines typical limits, and advises when professional help is crucial.

What the Guide Covers

• Mandatory cover: workers' compensation, compulsory third-party (CTP) personal injury cover for business vehicles, and public liability (for many licences and leases)

• Core protection options: building and contents, theft and burglary, business interruption, and cyber liability

• Specialised policies: professional indemnity, product recall, directors and officers liability, and cover for home-based enterprises

• Cost factors: turnover, industry risk rating, claims history, and chosen excess levels

• Next steps: reviewing contracts, assessing current policies, and comparing quotes through an authorised adviser

Business owners can read the full guide and request tailored advice via the Westside Insurance Specialists website. The team's brokers compare multiple insurers and design packages that match each client's operational needs and budget.

About Westside Insurance Specialists

Founded in 2012, Westside Insurance Specialists is an authorised representative of Insurance Advisernet. The firm delivers market-leading advice and customised cover for businesses across Western Australia, supporting growth and resilience through dependable insurance solutions.

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