Driving Through The Deluge: How Cars Can Weather The Monsoon

By Subhasish Mazumder

The first monsoon clouds always carry a sense of promise. Yet, for drivers, the season is a challenge. Streets become rivers, potholes hide beneath murky water, and cars face the consequences of flooded lanes and slippery roads.

Monsoon driving is as much about preparation as it is about skill.

The engine sits at the heart of this preparation. A few inches of water creeping into it can halt a car entirely. Ordinary insurance rarely covers such damage, leaving repair bills that can run into lakhs of rupees.

The Engine Protection Cover steps in here, offering financial security for repairs or replacement when water enters the engine. For anyone driving during the monsoon, this cover is essential.

Accidents also rise in rainy conditions. Slippery roads, reduced visibility, and sudden showers increase the risk. Standard policies account for depreciation on parts, meaning drivers pay out-of-pocket for a portion of the repairs.

Zero Depreciation Cover changes this equation. It ensures the full cost of replacing damaged parts is covered, allowing drivers to focus on getting back on the road rather than calculating losses.

Even minor breakdowns can become major frustrations. A stalled car on a flooded stretch can turn hours into a struggle. Roadside Assistance Cover makes help a call away.

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