Board approves Capital infusion through Preferential allotment of ₹409 Cr Highest-ever Quarterly PAT at ₹ 365 Cr up 200% YoY Deposit surpasses ₹50,000 Cr, reaching ₹50,643 Cr, up 29% YoY Quarterly Disbursements cross ₹10,000 Cr, reaching ₹10,495 Cr, up 32% YoY

(MENAFN- Adfactors PR) Bengaluru, Friday 16th Oct, 2026: Ujjivan Small Finance Bank ltd. [BSE: 542904; NSE: UJJIVANSFB], today announced its financial performance for the quarter ended Sep, 2026.

Summary of Ujjivan Small Finance Bank Business Performance – Q2FY27:

Deposits
•Deposits crossed milestone of ₹50,000 Cr, reaching ₹50,643 Crore, up 29.2% YoY / 5.2% QoQ
•CASA at ₹13,176 Crore up 22.2% YoY with CASA ratio at 26.0%
•CoF for Q2FY27 at 6.9%, down 0.4% YoY
•Bank launched ASBA facility for the customers in the quarter

Assets
•Gross loan book at ₹45,699* Crore, up 32.1% YoY / 6.5% QoQ
•Highest quarterly disbursement at ₹10,495 Crore up 32.3% YoY
•Secured book at ₹23,803 Crore, taking secured book share to 52.1%
•Affordable Housing crossed ₹10,000 Crore mark, reaching ₹10,056 Crore up 31.4% YoY

Collection and Asset Quality
•Portfolio at Risk* at 3.57% (Sep’26) versus 4.44% (Sep’25), Down 88 bps YoY
•GNPA / NNPA improved YoY to 2.10%/0.31% vs 2.45%/0.67%
•Provision coverage ratio increased by 12% YoY to 85%
•Group and Individual Loan Bucket-X collection efficiency improved to 99.71% for Q2FY27

Financials
•Highest PAT of ₹365 Crore up 199.9% YoY and 15.3% QoQ
•Highest ever quarterly NII at ₹1,244 Crore up 35% YoY, NIM stable at 8.4% up 55 bps YoY
•Improved Cost to Income to 62% improving by 4.9% YoY and 0.5% QoQ
•RoA at 2.4%, up 1.4% YoY with RoE at 19.7% up 12% YoY

Capital and Liquidity
•Capital adequacy ratio at 20.69%
•Strong liquidity with Average Daily LCR for Q2FY27 at 131%
 

MENAFN18102026005232011781ID1111827013