RCI BANQUE : PLACEMENT OF A 890.2 MILLION EURO SECURITISATION BACKED BY SPANISH AUTO LOANS

PLACEMENT OF A 890.2 MILLION EURO SECURITISATION BACKED BY SPANISH AUTO LOANS

Mobilize Financial Services Group announces the placement of a securitisation transaction backed by auto loans originated by its Spanish branch.

This transaction marks Mobilize Financial Services' first securitisation combining funding purposes with regulatory capital optimisation.

The securitisation Cars Alliance Auto Loans Spain 2026 has placed 800m€ of class A notes, 35.2m€ of class B notes, 26.4m€ of class C notes, 17.6m€ of class D notes and 11m€ of class E notes. These notes are rated by Fitch and S&P with AAA(sf)/AAA(sf) ratings for the senior notes.

With a weighted average life of 2.74 years, the class A, B, C and D notes offer coupons⁽¹⁾ of one-month Euribor plus 60 bps, one-month Euribor plus 85 bps, one-month Euribor plus 105 bps and one-month Euribor plus 135 bps, respectively. With a weighted average life of 0.49 year, the Class E notes offer a coupon ⁽¹⁾ of one-month Euribor plus 134 bps.

(1): Priced at par

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About Mobilize Financial Services:

Attentive to the needs of all its customers, Mobilize Financial Services, a subsidiary of Renault Group, creates innovative financial services to build sustainable mobility for all. Mobilize Financial Services, which began operations nearly 100 years ago, is the commercial brand of RCI Banque SA, a French bank specializing in automotive financing and services for customers and networks of Renault Group, and also for the brands Nissan and Mitsubishi in several countries. With operations in 35 countries and nearly 4,000 employees, Mobilize Financial Services financed more than 1,270,556 contracts (new and used vehicles) at the end of 2025 and sold 3.6 million services. At the end of 2025, average earning assets stood at 59.3 billion euros of financing and pre-tax earnings at 1,181 million euros. Since 2012, the Group has deployed a deposit-taking business in several countries. At the end of 2025, net deposits amounted to 29.9 billion euros, or 46.8 % of the company's net assets.
To find out more about Mobilize Financial Services:
Follow us on Twitter: @Mobilize_FS

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