Netcoins Launches Crypto-Backed Lending In Canada With APX Lending

(MENAFN- Newsfile Corp) Netcoins Launches Crypto-Backed Lending in Canada with APX Lending

July 23, 2026 6:00 AM EDT | Source: BIGG Digital Assets Inc.

Vancouver, British Columbia--(Newsfile Corp. - July 23, 2026) - BIGG Digital Assets Inc. (TSXV: BIGG) (OTCQB: BBKCF) (WKN: A2PS9W) (" BIGG " or the " Company ") , a leading innovator and owner of Netcoins, Blockchain Intelligence Group, and TerraZero, is pleased to announce that its wholly owned subsidiary, Netcoins Inc. ("Netcoins"), has launched crypto-backed lending directly inside the Netcoins Web `App. For the first time in Canada, Netcoins users can now unlock cash from their Crypto without selling it, powered by APX Lending.

Registered Netcoins users can now see their Bitcoin (BTC) and Ethereum (ETH) balances, get real-time personalized loan terms, and complete their entire lending application end-to-end - all without leaving the Netcoins platform, visiting a separate website, or re-verifying their identity. Loans are originated and serviced by APX Lending, a separate, independent entity.

WHAT CRYPTO-BACKED LENDING MEANS FOR NETCOINS USERS
The integration eliminates friction for Canadians who want liquidity from their crypto holdings without triggering a sale. Through the Netcoins Web App, users looking to borrow a minimum of $10,000 can:

View their live Netcoins Bitcoin and Ethereum balances and instantly calculate their maximum borrowing capacity Access personalized loan terms, with up to 60% loan-to-value (LTV), with terms from 3 to 60 months and interest rates from 9.99% Borrow in Canadian dollars (CAD), with same-day funding once collateral is received Complete the entire application inside the Netcoins interface, backed by APX Lending's compliant KYC and onboarding infrastructure Track collateral on-chain anytime, assets are held by APX Lending in insured, segregated BitGo Trust cold-storage wallets and are never re-lent or rehypothecated

No credit checks, no hidden fees, just interest on the loan. With three repayment structures to choose from: monthly interest, amortized, or deferred interest, plus the flexibility to repay early or redraw at any time, the facility operates as a structured crypto-backed credit line.

"Canadians who hold Bitcoin and Ethereum have been sitting on meaningful value with no compliant, convenient way to access it. That changes today. By embedding APX Lending directly within the Netcoins Web App, we're providing our users with a seamless experience backed by the most rigorous regulatory framework in the market. This is what it means to build the trusted crypto ecosystem Canada deserves", said Kim Dwyer, Netcoins Chief Operating Officer.

APX Lending is the first crypto-backed lender in Canada to have received exemptive relief from the Canadian Securities Administrators (CSA), which it received on April 1, 2025. APX is also registered with FINTRAC (MSB: M23366277) and FinCEN in the United States.

The vast majority of platforms advertising crypto-backed loans to Canadians operate offshore and lack the regulatory standing to lend domestically. The Netcoins × APX Lending integration exclusively utilizes a CSA-authorized framework, providing users with both convenience and confidence that their activity is compliant with Canadian securities law.

"Our partnership with Netcoins is a natural extension of our mission to bring regulated crypto-backed lending to every Canadian who needs liquidity without wanting to sell their crypto. Integrating directly into the Netcoins Web App means their borrowers get a seamless experience on a platform they already trust with a crypto-backed lender operating under the only regulatory framework of its kind in Canada", states Andrei Poliakov, Founder and CEO, APX Lending.

HOW TO ACCESS CRYPTO LENDING ON NETCOINS
Eligible Netcoins users can access the feature directly within the Netcoin s Web Ap. The minimum loan size is $10,000 CAD. You can learn more about this on the Netcoins Website: .

ABOUT THE NETCOINS AND APX LENDING RELATIONSHIP
BIGG Digital Assets made a strategic investment in APX Lending in May 2025, alongside the announcement of a commercial partnership between Netcoins and APX Lending. Today's go-live represents the full delivery of that partnership, bringing a deeply integrated, in-app lending experience to Netcoins' registered user base of over 275,000 Canadians.

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