Botim Brings Fractional Gold Investment To UAE Digital Wallets

O Gold has enabled users of botim, Astra Tech's AI-powered fintech and communication platform, to invest in digital gold starting from just 0.1 grams, marking the first time such a service is available directly within a UAE fintech application. The feature, accessible through the botim Invest section, allows users to buy, sell and manage gold seamlessly within the app.

The partnership traces back to an agreement signed in 2023, setting the foundation for this innovation. With over eight million botim users in the UAE, this integration positions botim as the first fintech platform in the country to offer such gold investment solutions.

Botim users also gain access to O Gold's Gold Earning Programme, which offers an annual yield of around 3 per cent in gold grams-a rate that aligns closely with global leasing benchmarks, typically around 3.25 per cent in London markets.

Ahmed Mourad, chief operating officer at Astra Tech | botim, emphasised the enduring significance of gold in the region, culturally and economically:“With this partnership, we're making fractional gold investment simple and secure, so anyone can get started... This is another step in expanding botim's financial services and giving people more accessible ways to manage and grow their money with confidence.” He highlighted that integrating gold investment into botim's ecosystem reflects the platform's push to innovate and broaden access across its financial services.

O Gold has rapidly grown its user base, reaching over 100,000 users just months after its initial launch. This growth underscores the strong appetite for accessible digital gold trading in the UAE. The company has also secured Shariah-compliance certification from the Centre of Islamic Banking and Economics, reinforcing its commitment to ethical finance.

Bandar Alothman, founder of O Gold, described the collaboration with a widely used app like botim as a transformational step.“Partnering with a platform as widely used as botim... allows us to further extend our services and help millions of users start their gold investment journey with just a few taps. This is a game-changer for democratising access to a timeless asset,” he said.

The move comes at a time when the UAE continues to assert its role as a key hub for global gold trade. The country's gold exports were valued at US $53.41 billion in 2024–2025, reflecting the strength and depth of its trading infrastructure.

By integrating fractional gold ownership into a mainstream fintech platform, the partnership not only strengthens the UAE's digital finance ecosystem but also encourages greater financial inclusion. It lowers traditional barriers to gold investment, enabling users to participate with minimal entry requirements and within a familiar digital environment.

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