HKQAA Symposium Sustainable Finance and Climate Resilience • 2021


(MENAFN- media OutReach Limited) Announcement of new initiatives to align with government climate change strategies

HONG KONG SAR - Media OutReach - 3 December 2021 - The Hong Kong Quality Assurance Agency (HKQAA) held the 2021 HKQAA Symposium at the Island Shangri-La, Hong Kong today. The Honourable Mrs Carrie Lam Cheng Yuet-ngor, The Chief Executive of the Hong Kong Special Administrative Region, officiated at the event. Mr Christopher Hui, Secretary for financial Services and the Treasury, and Mr Tse Chin Wan, Under Secretary for the Environment, were special guests.

International symposium explores visionary insights

In this flagship international symposium, leaders from the United Nations Environment Programme Finance Initiative (UNEP FI), Principles for Responsible Investment (PRI), the Task Force on Climate-Related Financial Disclosures (TCFD), the International Organization for Standardization (ISO), China National Institute of Standardization, International Financial Corporation, as well as the Hong Kong Monetary Authority, Financial Services Development Council and other banking institutions in the Hong Kong Special Administrative Region, shared insights into the latest trends in sustainable financing and climate resilience. The hybrid event attracted more than 600 online and offline participants from government departments, regulatory organisations, Chinese and foreign banking and financial institutions, foreign consulates, business associations, academic institutions and green groups, among others.

 

New initiatives for Net-Zero, climate risk management and TCFD reporting

In recent years, HKQAA has supported Hong Kong's sustainable economic development by developing new services. One significant contribution is the Green and Sustainable Finance Certification Scheme. Up to now, over 35 billion US dollars' worth of green and sustainable finance instruments have been certified. During the Symposium, HKQAA announced a series of new initiatives to align with the Government's climate change strategies. They include the Net-Zero Certificate, the Climate Risk Management Index, the TCFD Reporting Index, as well as training and registration services for green and sustainable finance talent.

 

Ir C S Ho, Chairman of the HKQAA, said, 'These new services will be rolled out shortly to assist financial institutions and organisations to prepare for regulatory requirement fulfilment, and help listed companies, SMEs and other kinds of organisations demonstrate their progress and achievements in reducing carbon emissions and addressing climate risks.'

 

'We also plan to give back to society by establishing a user-friendly knowledge sharing platform online, namely the 'LightShare'. The project will facilitate the capacity building of finance and other sectors to promote sustainable finance, TCFD reporting and carbon emission and climate risk management, and bolster COVID resilience and recovery in our city' said Ir Ho.

 

Recognition ceremony for green and sustainable finance issuers and facilitators

The Hong Kong Green and Sustainable Finance Awards 2021 ceremony was held at the Symposium. The Awards recognise the efforts and contributions of organisations, leaders and strategists to promoting the issuance of green and sustainable financial instruments in Hong Kong. Thirty-six organisations were recognised, including banking and financial institutions and corporations from Hong Kong, mainland China and overseas markets. Thirty-eight leaders and 67 strategists were given awards.

 

Dr Michael Lam, Chief Executive Officer of HKQAA, said, 'I believe the good practices of awarded companies are inspiring more industry members to make a greater contribution to environmental protection and social development, thereby building a more resilient and sustainable world.'

 

Event Photos

High resolution event photos downloadable HERE .


001 Mrs Carrie Lam Cheng Yuet-ngor, The Chief Executive of the Hong Kong Special Administrative Region (Third from right); Mr Christopher Hui, Secretary for Financial Services and the Treasury (Second from left); Mr Tse Chin Wan, Under Secretary for the Environment (First from Right); Ir C S Ho, Chairman of the HKQAA (Third from left); Mr Simon Wong, Deputy Chairman of the HKQAA and Dr. Michael Lam, CEO of the HKQAA at the HKQAA Symposium 2021.


002 Ir C S Ho, Chairman of the HKQAA, delivered the welcoming remarks at the HKQAA Symposium 2021


003 Mrs Carrie Lam Cheng Yuet-ngor, The Chief Executive of the Hong Kong Special Administrative Region, is the officiating guest of the HKQAA Symposium 2021.


004 Group photo with leaders and representatives from the banking and financial institutions.


HKQAA Recognition Program for Organisations

Hong Kong Green and Sustainable Finance Awards 2021


List of Organisation Awards for Green and Sustainable Finance

Company

Award

Agricultural Bank of China Limited Hong Kong Branch

Outstanding Award for Green and Sustainable Bond Lead Manager (Hong Kong Commercial Banking Industry)

- Visionary Green Bond Framework

Agricultural Bank of China Limited Hong Kong Branch

Outstanding Award for Green and Sustainable Loan Structuring Advisor (Water Industry)

 – Visionary Green Loan Framework

Analogue Holdings Limited

Outstanding Award for Green and Sustainable Loan Issuer (Construction Industry)

- Visionary Green Loan Framework

Bank of China (Hong Kong) Limited

Outstanding Award for Green and Sustainable Bond Issuer (Hong Kong Commercial Banking Industry)

- Largest Single Renminbi Green Bond

Bank of China (Hong Kong) Limited

Outstanding Award for Green and Sustainable Loan Facilitator (Greater Bay Area Enterprises) 

- Greatest Number of Green and Sustainability-linked Loan, Green Loan e-Assessment

Bank of China (Hong Kong) Limited

Outstanding Award for Green and Sustainable Bond Lead Manager (Shipping Industry)

- Largest Single Blue Bond

Bank of China (Hong Kong) Limited

Outstanding Award for Green and Sustainable Bond Lead Manager (Financial Investment Industry)

- Largest Amount of Green Bonds

China Construction Bank (Asia) Corporation Limited

Outstanding Award for Green and Sustainable Bond Issuer (Hong Kong Commercial Banking Industry)

- Largest Single Sustainability-linked Bond

China Construction Bank (Asia) Corporation Limited

Outstanding Award for Green and Sustainable Loan Structuring Advisor (Renewable Energy Industry)

- Visionary Sustainability-linked Loan Performance Metrics

China Construction Bank (Asia) Corporation Limited

Outstanding Award for Green and Sustainable Bond Lead Manager (ESG Banking Service)

- Visionary Green and Sustainability-linked Bond Frameworks

China Development Bank Hong Kong Branch

Outstanding Award for Green and Sustainable Bond Issuer (Development Finance Institution)

- Visionary Green Bond Framework

China Development Bank Hong Kong Branch

Outstanding Award for Green and Sustainable Loan Structuring Advisor (Mining Industry)

- Visionary Sustainability-linked Loan Performance Metrics

China Everbright Bank Co., Ltd. Hong Kong Branch

Outstanding Award for Green and Sustainable Bond Lead Manager (Financial Industry)

- Visionary Green Bond Framework

China Everbright Bank Co., Ltd. Hong Kong Branch

Outstanding Award for Green and Sustainable Loan Facilitator (Hotel Industry)

- Visionary Green Loan Framework

China Gas Holdings Limited

Outstanding Award for Green and Sustainable Loan Issuer (Natural Gas Industry)

- Visionary Sustainability-linked Loan Performance Metrics

China International Capital Corporation Hong Kong Securities Limited

Outstanding Award for Green and Sustainable Bond Lead Manager (SOE and Local Government Projects)

- Visionary Green Bond Framework

China Merchants Bank Co.,Ltd.

Outstanding Award for Green and Sustainable Bond Issuer (Banking Industry)

- Visionary Sustainability Bond Framework

China Risun Group Limited

Outstanding Award for Green and Sustainable Loan Issuer (Basic Materials Industry)

- Visionary Sustainability-linked Loan Performance Metrics

CMB Wing Lung Bank Limited

Outstanding Award for Green and Sustainable Bond Lead Manager (Banking Industry)

- Visionary Sustainability Bond Framework

Coöperatieve Rabobank U.A., Hong Kong Branch

Outstanding Award for Green and Sustainable Loan Structuring Advisor (Dairy Farm Industry)

- Visionary Sustainability-linked Loan Performance Metrics

Coöperatieve Rabobank U.A., Hong Kong Branch

Outstanding Award for Green and Sustainable Loan Structuring Advisor (Chemical Manufacturing Industry)

- Visionary Sustainability-linked Loan Performance Metrics

Crédit Agricole Corporate and Investment Bank

Outstanding Award for Green and Sustainable Bond Lead Manager (Investment Grade Financing Service in Greater China)

- Largest Amount of Green Bonds

CSSC (Hong Kong) Shipping Company Limited

Outstanding Award for Green and Sustainable Bond Issuer (Ship Leasing Industry)

- Largest Single Blue Bond

EcoGreen International Group Limited

Outstanding Award for Green and Sustainable Loan Issuer (Fine Chemicals Industry)

- Visionary Green Loan Framework

Haitong International Securities Group Limited

Outstanding Award for Green and Sustainable Bond Lead Manager (China Real Estate Industry)- Largest Amount of Green Bonds

Hang Seng Bank

Outstanding Award for Green and Sustainable Loan Structuring Advisor (Greater Bay Area Corporate)

 - Visionary Green Loan Framework

Henderson Sunlight Asset Management Ltd

Outstanding Award for Green and Sustainable Loan Issuer (Real Estate Investment Trusts Industry)

- Visionary Sustainability-linked Loan Performance Metrics

Industrial and Commercial Bank of China Limited

Outstanding Award for Green and Sustainable Bond Issuer (Global Commercial Banking Industry)

- Largest Amount of Carbon Neutrality Themed Green Bond

Industrial Bank Co., Ltd. Hong Kong Branch

Outstanding Award for Green and Sustainable Bond Issuer (Hong Kong Commercial Banking Industry)

- Largest Single Carbon Neutrality Themed Green Bond

Industrial Bank Co., Ltd. Hong Kong Branch

Outstanding Award for Green and Sustainable Bond Lead Manager (Urban Construction Investment Industry)

- Largest Amount of Green Bonds

Joy City Property Ltd

Outstanding Award for Green and Sustainable Loan Issuer (China Commercial Real Estate Industry)

Visionary Green Loan Framework

Leo Paper Group Finance Limited

Outstanding Award for Green and Sustainable Loan Issuer (Printing & Communication Industry)

- Visionary Green Loan Framework

Minmetals Land Limited

Outstanding Award for Green and Sustainable Bond Issuer (Centrally-Administered SOEs Real Estate Developer)

- Largest Single Sustainability Bond

Mitsubishi HC Capital (Hong Kong) Limited

Outstanding Award for Green and Sustainable Loan Issuer (Financial Industry)

- Visionary Green Loan Framework

Modern Terminals Limited

Outstanding Award for Green and Sustainable Loan Issuer (Port & Logistics Industry)

 – Visionary Sustainability-linked Loan Performance Metrics

MTR Corporation Limited

Outstanding Award for Green and Sustainable Bond Issuer (Transportation industry)

- Largest Single Green Bond

Natixis

Outstanding Award for Green and Sustainable Loan Structuring Advisor (Basic Materials Industry) - Visionary Sustainability-linked Loan Performance Metrics

Shanghai Pudong Development Bank Co., Ltd. Hong Kong Branch

Outstanding Award for Green and Sustainable Loan Structuring Advisor (Ship-leasing Industry)

- Visionary Green Loan Framework

Sinopower Holding (Hong Kong) Co. Limited

Outstanding Award for Green and Sustainable Loan Issuer (Renewable Energy Industry)

- Visionary Green Loan Framework

Standard Chartered Bank (Hong Kong) Limited

Outstanding Award for Green and Sustainable Bond Lead Manager (China Integrated Real Estate Industry)

 - Visionary Sustainability Bond Framework

Sumitomo Mitsui Banking Corporation

Outstanding Award for Green and Sustainable Loan Structuring Advisor (Natural Gas Industry)

- Visionary Sustainability-linked Loan Performance Metrics

The Bank of East Asia, Limited

Outstanding Award for Green and Sustainable Loan Facilitator (Printing & Communication Industry)

- Visionary Green Loan Framework

United Overseas Bank Limited Hong Kong Branch

Outstanding Award for Green and Sustainable Loan Facilitator (Printing & Communication Industry)

- Visionary Green Loan Framework

United Overseas Bank Limited Hong Kong Branch

Outstanding Award for Green and Sustainable Loan Structuring Advisor (Real Estate Industry)

- Visionary Green Loan Performance Metrics

Vinda International Holdings Limited

Outstanding Award for Green and Sustainable Loan Issuer (Fast Moving Consumer Goods Industry)

- Visionary Sustainability-linked Loan Performance Metrics

Yip's Chemical Holdings Limited

Outstanding Award for Green and Sustainable Loan Issuer (Chemical Industry)

- Visionary Sustainability-linked Loan Performance Metrics

Yunnan Energy Investment (HK) Co. Limited

Outstanding Award for Green and Sustainable Loan Issuer (Renewable Energy Industry)

- Visionary Sustainability-linked Loan Performance Metrics

 

*Listed in no particular order


HKQAA Recognition Program for Organisations

Hong Kong Green and Sustainable Finance Awards 2021

List of Leadership Awards for Green and Sustainable Finance Development

Company

Name

Title

Agricultural Bank of China Limited Hong Kong Branch

Mr. Chan Chi Fai, Owens

General Manager of Financial Markets Department

Agricultural Bank of China Limited Hong Kong Branch

Mr. Zhou Dayong

General Manager of Corporate Banking 1 Department

Analogue Holdings Limited

Mr. Cheng Wai Keung, Peter

Chief Financial Officer

Bank of China (Hong Kong) Limited

Ms. Chan Hoi Yee

Head of Treasury, Bank of China

Bank of China (Hong Kong) Limited

Ms. Tse Siu Ling

General Manager, Commercial Banking Department, Bank of China Hong Kong

Bank of China (Hong Kong) Limited

Ms. Fan Wing Yu

Managing Director of Sustainable Finance, Corporate Banking Deputy General Manager, Global Corporate Banking Department, Bank of China Hong Kong

Bank of China (Hong Kong) Limited

Mr. Cheung Fan

Deputy General Manager, Global Corporate Banking Department, Bank of China Hong Kong

China Construction Bank (Asia) Corporation Limited

Ms. Daphne Wat

Chief Corporate Banking Officer

China Construction Bank (Asia) Corporation Limited

Mr. Eugene Lau

Managing Director, Head of Capital Market

China Construction Bank (Asia) Corporation Limited

Mr. Ryan Ying

Head of Transaction Banking & Capital Market Division

China Development Bank Hong Kong Branch

Mr. Li Xiguang

Chief Executive of China Development Bank Hong Kong Branch

China Gas Holdings Limited

Mr. Frank Li Yun Tao

Vice President

China International Capital Corporation Hong Kong Securities Limited

Mr. Zhang Xing

Managing Director 

China Risun Group Limited

Mr. Yang Xuegang

Chairman and Chief Executive Officer

Coöperatieve Rabobank U.A., Hong Kong Branch

Ms. Landy Ma

Managing Director, Head of the Wholesale Clients, China

Coöperatieve Rabobank U.A., Hong Kong Branch

Mr. Cédric Chaudron

Head of Capital Markets, SEA & India Head of Sustainable Finance, Capital Markets, Asia

Crédit Agricole Corporate and Investment Bank

Mr. Antoine Rose

Head of Sustainable Banking for Asia-Pacific

CSSC (Hong Kong) Shipping Company Limited

Mr. Zhong Jian

Executive Director and Chairman of the Board

EcoGreen International Group Limited

Mr. Yang Yirong

Chairman and President

Haitong International Securities Group Limited

Mr. Chen Yi

Managing Director, Head of Global Capital Markets

Hang Seng Bank

Mr. Donald Lam

Head of Commercial Banking

Henderson Sunlight Asset Management Ltd

Mr. Wu Shiu Kee, Keith

Chief Executive Officer

Industrial Bank Co., Ltd. Hong Kong Branch

Mr. Luo Shiyi

General Manager, Green Finance Department, Industrial Bank Head Quarter

Industrial Bank Co., Ltd. Hong Kong Branch

Mr. Guo Ming

Chief Executive, Industrial Bank Hong Kong Branch

Joy City Property Ltd

Mr. Cao Ronggen

Executive Director; General Manager

Leo Paper Group Finance Limited

Mr. King L. Lai

CFO & Group Director

Minmetals Land Limited

Mr. He Jianbo

Chairman

Mitsubishi HC Capital (Hong Kong) Limited

Mr. Nakamura Futoshi

Director

Modern Terminals Limited

Mr. Horace Lo

Group Managing Director

MTR Corporation Limited

Mr. Hui Leung Wah, Herbert

Finance Director

Natixis

Mrs. Orith Azoulay

Global Head of Green & Sustainable Hub - Natixis Corporate & Investment Banking

Shanghai Pudong Development Bank Co., Ltd. Hong Kong Branch

Ms. Zhang li

Chief Executive Officer of Shanghai Pudong Development Bank Hong Kong Branch

Sinopower Holding (Hong Kong) Co. Limited

Mr. Ng Hak Yiu Benson

Director

Standard Chartered Bank (Hong Kong) Limited

Mr. Fredric Teng

Managing Director, Global Credit Markets

United Overseas Bank Limited Hong Kong Branch

Mrs. Christine Ip

CEO, Greater China

Vinda International Holdings Limited

 Ms. Li Jielin

Chief Executive Officer and Executive Director

Yip's Chemical Holdings Limited

Mr. Francis Ip

Deputy CEO

Yunnan Energy Investment (HK) Co. Limited

Mr. Yan Jiong

Chairman

*Listed in no particular order

 

HKQAA Recognition Program for Organisations

Hong Kong Green and Sustainable Finance Awards 2021

List of Strategist Awards for Green and Sustainable Finance Development

 

Company

Strategist 1

Name & Title

Strategist 2

Name & Title

Agricultural Bank of China Limited Hong Kong Branch

Mr. Shi Yunfei

Deputy General Manager of Financial Markets Department

Mr. Ching Pak To

Head of Debt Capital Markets

Agricultural Bank of China Limited Hong Kong Branch

Mr. Liu Guoen

Deputy General Manager of Corporate Banking 2 Department

Mr. Yiu Pui Leung , Lawrence

Deputy General Manager of Corporate Banking 2 Department

Analogue Holdings Limited

Ir. Lai Kam Hung, Steven

Chief Executive, Environmental Engineering

Ms. Cheng Yi Ki, Yiki

Senior Sustainability Officer

Bank of China (Hong Kong) Limited

Mr. Yeung Kin Man

Assistant General Manager, Head of Sustainable Finance, Corporate Banking, Head of Strategic Initiative Coordination Division, Global Corporate Banking, Bank of China Hong Kong

Ms. Loo Jack Lee

Senior Strategic Manager, Strategic Planning Division, Economics & Strategic Planning Department, Bank of China Hong Kong

Bank of China (Hong Kong) Limited

Mr. Woo Kin Ngai

Assistant General Manager, Head of Corporate Business I, Global Corporate Banking, Bank of China Hong Kong

Ms. Lee Teresa

Senior Business Strategy Manager, Strategic Initiative Coordination Division, Global Corporate Banking, Bank of China Hong Kong

Bank of China (Hong Kong) Limited

Ms. Li Lai Wa

Assistant General Manager, Head of Corporate Business III, Global Corporate Banking, Bank of China Hong Kong

Ms. Jetty Yuan

Senior Manager, DCM, Global Corporate Banking, Bank of China Hong Kong

Bank of China (Hong Kong) Limited

Mr. Chan Kai Shing

Assistant General Manager, Head of FI (Bank), Bank of China Hong Kong

Mr. Chen Ming Chao

Assistant General Manager, Head of DCM, Bank of China Hong Kong

China Construction Bank (Asia) Corporation Limited

Mr. Ryan Tang

Executive Director, Syndication Team

Ms. Rebecca Cheung

First Vice President, Structured Finance Team

China Construction Bank (Asia) Corporation Limited

Mr. Harry Huang

Senior Vice President

Ms. Amber Zhou

Assistant Vice President

China Development Bank Hong Kong Branch

Mr. Zhang Xiang

General Manager

Mr. Wu Chunlei

Senior Officer

China Gas Holdings Limited

Mr. Michael Ma Zhi Qi

Deputy General Manager of Capital Management Centre

/

/

China International Capital Corporation Hong Kong Securities Limited

Ms. Janessa Jia

Executive Director 

Mr. Zhang Yang

Associate 

China Risun Group Limited

Mr. Han Qinliang

Vice President

Mr. Meng Xilu

Vice General Engineer

Coöperatieve Rabobank U.A., Hong Kong Branch

Ms. Vincci Hong

Associate Director, Capital Markets, Asia

Mr. Jacky Liu

Executive Director, Wholesale Clients, China

Coöperatieve Rabobank U.A., Hong Kong Branch

Ms. Rosemarie Thijssens

Sustainable Finance Specialist

Mr. Navneet Soni

Managing Director and Head of Wholesale Clients, India

Crédit Agricole Corporate and Investment Bank

Ms. Carmen Tsang

Head of Sustainable Banking for Greater China

Mr. Brian Wong

Analyst, Sustainable Banking

CSSC (Hong Kong) Shipping Company Limited

Ms. Li Jun

Chief Accountant of the Company

Mr. Guo Ju

Vice President of Treasury Department

EcoGreen International Group Limited

Mr. David Han

Executive Director - Strategic Investments and Capital Markets

Mr. Ivan Lam

Financial Controller and Company Secretary

Haitong International Securities Group Limited

Ms. Mimi Zhao

Director, Debt Capital Markets

/

/

Hang Seng Bank

Mr. Frank Heung

Head of Structured Finance, Commercial Real Estate and Corporate Advisory

Ms. Jenny Hui

Head of Structured Finance & Corporate Advisory Department

Henderson Sunlight Asset Management Ltd

Ms. Lo Yuk Fong, Phyllis

Chief Financial Officer

Ms. Yip May Ling, Vivian

General Manager - Investment and Investor Relations

Industrial Bank Co., Ltd. Hong Kong Branch

Mr. Lianhua Qiao

General Manager, Planning & Finance Department, Industrial Bank Hong Kong Branch

Ms. Rachel Yuwen Kong

Assistant General Manager, Corporate Business Management Department, Industrial Bank Hong Kong Branch

Industrial Bank Co., Ltd. Hong Kong Branch

Mr. Francis Ruizhao Chen

Senior Manager, Green Finance Department, Industrial Bank Head Quarter

Ms. Albee Jie Lin

Executive Director, Head of DCM, Industrial Bank Hong Kong Branch

Joy City Property Ltd

Mr. Wu Lipeng

Chief Financial Officer

Mr. Guo Fengrui

Deputy General Manager

Leo Paper Group Finance Limited

Mr. Francis Leung

Managing Director, Mizuho Bank, Ltd

Ms. Winnie Mak

Assistant Manager, Group Finance Dept, Leo Paper Group

Minmetals Land Limited

Mr. Chan Xingwu

Executive Director, Deputy General Director

Mr. Tang Ying Kit

Financial Controller

Mitsubishi HC Capital (Hong Kong) Limited

Mr. Kinjo Tomomitsu

Manager

N/A

N/A

Modern Terminals Limited

Ms. Vivian Tso

Chief Financial Officer

N/A

N/A

MTR Corporation Limited

Mr. Pang Hoi Hing, David

Treasurer

Mr. Tan Tang Ko, Delvin

Assistant Treasurer-Financing & Risk Management

Natixis

Mr. Raghu Narain

Head of Investment Banking Asia Pacific, Natixis Corporate & Investment Banking

N/A

N/A

Shanghai Pudong Development Bank Co., Ltd. Hong Kong Branch

Mr. Zhu Jun

Deputy Chief Executive Officer of Shanghai Pudong Development Bank Hong Kong Branch

Ms. Crystal So

Head of Structured Finance

Sinopower Holding (Hong Kong) Co. Limited

Mr. Mark Lau

CFO

Mr. Donald Huang

CEO

Standard Chartered Bank (Hong Kong) Limited

Dr. Rahul Sheth

Global Head of Sustainable Bonds

Ms. Tracy Wong Harris

Head of Sustainable Finance

United Overseas Bank Limited Hong Kong Branch

Mr. Ricky Ng

Managing Director, Head of Commercial Banking Hong Kong & Greater Bay Area

Mr. Stephen Ko

Senior Vice President & Centre Head, Commercial Banking

United Overseas Bank Limited Hong Kong Branch

Ms. Ann Wong

Director & Head, Conglomerates & Large Corporates 2, Corporate Banking, UOB Hong Kong

Mr. Kelvin Wong

Vice President, Conglomerates & Large Corporates 2, Corporate Banking, UOB Hong Kong

Yunnan Energy Investment (HK) Co. Limited

Ms. Zhao Na

Financial Controller

Mr. Chen Haijian

Deputy Financial Controller

 

*Listed in no particular order

 

<

MENAFN04122021003551001712ID1103304714


Media OutReach Newswire

Legal Disclaimer:
MENAFN provides the information “as is” without warranty of any kind. We do not accept any responsibility or liability for the accuracy, content, images, videos, licenses, completeness, legality, or reliability of the information contained in this article. If you have any complaints or copyright issues related to this article, kindly contact the provider above.

Newsletter