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CoreLayer Digital has announced the winners of the 2025 CoreLayer Digital Awards, celebrating excellence in financial technology and artificial intelligence.

CoreLayer Digital has announced the winners of the 2025 CoreLayer Digital Awards, celebrating excellence in financial technology and artificial intelligence. The annual awards recognize companies that are reshaping regulated industries through innovation, automation, and ethical AI adoption.

Selections from CoreLayer's panel of industry experts were made based on product innovation, market impact, responsible implementation, and transformative potential.

Fintech Innovation Award Winners 2025

• Ramp – AI Expense Management Solution of the Year - Streamlining corporate finance through automation and predictive analytics. ramp
• Brex – Corporate Finance Transformation Award - Integrated financial management and credit solutions for global startups. brex
• FormIQ – AI Onboarding Platform of the Year - Automating complex client onboarding and compliance for brokers, insurance, & lawyers. formiq
• Alloy – Identity & Risk Automation Award - No-code digital onboarding and KYC orchestration for fintechs and banks. alloy
• Tink – Open Banking Innovator of the Year - Connecting Europe's financial ecosystem with secure account and payment APIs. tink
• Monzo – Digital Bank of the Year - Redefining transparency and mobile-first banking experiences. monzo
• Solaris – Banking-as-a-Service Platform of the Year - Providing modular infrastructure for embedded finance. solarisgroup
• Truelayer – Payments API Innovator Award - Enabling real-time open-banking payments and data access. truelayer
• Rapyd – Global Fintech Infrastructure Award - Simplifying cross-border commerce through localized payment networks. rapyd
• Jiko – Treasury-Integrated Banking Award - Combining real-time banking with T-bill-backed deposits for institutional clients. jiko
• Koho – Consumer Fintech Platform of the Year - Canadian neobank offering budgeting, cashback, and early-pay features. koho
• WealthSimple – Digital Wealth Management Innovator of the Year –Self-directed brokerage for personal finance. wealthsimple

AI Innovation Award Winners 2025

• Anthropic – Responsible AI Company of the Year - Advancing safe, interpretable AI through the Claude model family. anthropic
• Hugging Face – Open-Source AI Collaboration Platform of the Year - Democratizing machine learning through community-driven tools. huggingface
• Mistral AI – Emerging AI Model Innovator Award - Delivering efficient, open-weight models for enterprise use. mistral
• Cohere – Enterprise LLM Solution of the Year - Powering retrieval-augmented generation for secure business intelligence. cohere
• Perplexity AI – AI Search Innovation Award - Blending reasoning and retrieval to redefine knowledge discovery. perplexity
• Inflection AI – Personal AI Experience Award - Creating Pi, a conversational assistant designed for empathy and trust. inflection
• Scale AI – Model Alignment & Evaluation Award - Advancing safe model deployment through precise data infrastructure. scale
• Runway – Generative Video Platform of the Year - Empowering creators with multimodal video and image generation tools. runwayml
• X AI – Explainable AI Research Award - Transparent, safety-driven AI models for general-purpose applications. x.ai
• ElevenLabs – Voice AI Innovation Award - Revolutionizing generative audio and multilingual voice synthesis. elevenlabs
• Toku – AI Customer Engagement Platform of the Year - Automating verification and communication for telecom and fintech providers. toku
• Flybits - AI-Driven Personalization Award - Providing contextual data and machine learning to deliver personalized digital experiences. flybits

Emerging Innovators Awards 2025

• Goose Insurance – Insurtech Startup of the Year - Simplifying travel and health insurance via mobile. gooseinsurance
• Brim Financial – Credit-as-a-Service Innovation Award - Helping institutions launch modern credit-card programs. brimfinancial
• Luminai – AI Process Automation Startup of the Year - Automates repetitive enterprise workflows using generative agents. luminai
• Unit21 – AML & Fraud Prevention Startup of the Year - Offering no-code rule creation and compliance monitoring. unit21
• Stride AI – AI Document Intelligence Award - Applying NLP to automate data extraction from contracts and KYC documents stride
• Finfra – Embedded Finance Platform of the Year - Building APIs that let SMEs launch lending and payments products. finfra
• Agridigital – Agri-Fintech Innovation Award - Digitizing agricultural supply chains and payments. agridigital
• FrankieOne – Identity Verification Startup of the Year - Unifying global KYC/AML data sources through a single API. frankieone
• Fintel Connect – Fintech Marketing Innovation Award - Delivering compliant performance-marketing for financial brands. fintelconnect
• Pylon – AI-Powered Loan Origination Platform of the Year - Providing end-to-end lending infrastructure with ML underwriting. pylonlending
• AiDA Technologies – Applied AI Analytics Award - Singapore-based AI firm delivering predictive analytics for insurers and banks. aidatech
• Caary Capital – SMB Credit & Spend Management Startup of the Year - Delivering flexible virtual cards and automated expense controls. caary

About the CoreLayer Digital Awards

The CoreLayer Digital Awards recognize excellence in fintech and artificial intelligence, celebrating companies that push the boundaries of automation, onboarding, and compliance in regulated industries. Founded in 2024, the awards highlight both emerging innovators and established leaders that are shaping the future of digital transformation.

For full award details, visit corelayer/2025-tech-award

About CoreLayer Digital

CoreLayer Digital is a software consultancy and product studiothat designs and delivers next-generation software for ambitious enterprises. Drawing on expertise in cloud architecture, AI engineering, and enterprise software delivery, CoreLayer partners with market leading cloud-native platforms to integrate AI into core processes and modernize legacy systems. CoreLayer Digital is an official partner of Amazon Web Services, Microsoft, ServiceNOW, and Salesforce.

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